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What sets our solution apart

Unique «Bank as
a Service» solution


Modular, open
overall system


Stability and security
by design


Your needs,
our expertise


Comprehensive banking &
ICT know-how


Equip your bank for the future with our banking platform and benefit from a wide range of banking, application and IT services. Our innovative complete solution is secure and stable, and the only cloud solution localized in Switzerland that offers “«Bank-as-a-Service». 


Adapting standard business cases and processes to your individual requirements has never been easier. We offer you a wide, independent selection of ready-to-run applications – including customized components on request, such as the integrated banking services of InCore Bank. Because availability and speed are key factors, we provide you with fast and targeted support in your current and future strategic business areas. Choose a high-quality solution that is tailored to your needs.

    Your contact
    Portrait Stefan Breiter
    Stefan Breiter
    Chief Operating Officer (COO)
    «For around 40 years, we have been earning the trust of countless clients who value our expertise, personalized guidance, and unwavering professionalism. Whether you opt for a zero-IT strategy or any other service, our solutions take the burden off you, so you can focus on your core business.»Send us an email

    The SOBACO Banking Platform at a glance

    Core Banking Solution

    Standard business cases and processes, fully customizable. Extended functionality and use of additional integrated banking services from InCore Bank Ltd on request.

    Mobile banking

    Modern digital client solution with asset overview, payment and securities orders, asset management, secure chat solution, online client onboarding, and life cycle management.

    Open, modular banking

    Innovative, new solutions from fintechs with numerous APIs for future requirements.

    Data exchange

    Special solutions and interfaces for efficient data exchange with external bodies – modular and adaptable.


    Data-driven banking

    Relevant analysis of client behavior, analysis of potential and identification of solutions – always with data protection in mind.


    From project design and implementation to secure, stable operations

    IT Operation & Hosting

    Operation of a Swiss private cloud for banks, based on our own high-performance IT systems. The SOBACO Banking Platform is operated from this cloud. If desired, your own individual systems or your entire front-office solutions can also be run from it.

    The systems are protected against cyberattacks and other unauthorized access. An external audit checks compliance with FINMA outsourcing requirements on an annual basis.

    Application Management

    Maximum system availability while simultaneously protecting your data. Regular updating of all systems and applications in use as part of release management.

    Business Consulting & Projects

    Professional and technical advice on the implementation and use of innovative individual and complete systems.

    High standards, documented processes and proven project approach for efficient implementation.


    Banking services provided from InCore Bank Ltd

    Complementary Banking Services such as Business Process Outsourcing (BPO), Payment Services, Brokerage & Global Custody, Digital Asset Banking, Product Structuring Services or Paying Agent Services from InCore Bank, a SOBACO Group company.